fraudSPERT is an integrated IT system that supports the detection of Customer and Employee fraud attempts in financial institution.

Functionality:

• graphical interface which enables design of advanced search rules for fraudulent activities, where SQL programming knowledge is not necessary,
• capability of scoring rules generation through behavioral and credit application analysis,
• mechanisms for automatic and manual classification of Customers in terms of risk,
• tasks handling by the processes run on the server,
• capability to connect to external databases,
• alert system allowing to take immediate preventive actions,
• comparison with black and white lists,
• analysis using all available data about Customers and history of transactions,
• functionality dedicated to internal fraud detection,
• remote and secure access to the system, possibility of integration with the bank's security system and defining of multi-level access rights to modules / groups of functions, functions and data system,
• flexible import of data using XML technology or via dedicated import modules.

Benefits:

• reduction in financial losses caused by fraudulent activity,
• improved competitiveness through possible reduction in margins and commissions charged,
• improved profitability of business,
• atmosphere of trust due to enhanced verification in the back-office,
• reduction in Customer service times through centralized fraud detection process,
• utilization of knowledge generated by external entities thanks to ease of integration with external databases,
• reduction in time required to carry out the analysis,
• increased capability of analyses due to work automation.

Technology:

• work in distributed systems over Wide Area Network, using a web browser connection,
• integration with external systems through the usage of universal ETL technologies,
• scalability and ease of adaptation to Client specific requirements through system parameterization,
• intuitive interface with help module support.